Design, Selections & Financing
Know what's included. Know what it costs.
Clear standards, clear upgrades and a straightforward path to financing your build.
Included Features
Quality that comes standard.
Typical inclusions — final specifications are listed in your fixed-price proposal.
- Custom-built cabinetry
- Quartz or granite kitchen countertops
- Luxury vinyl plank or engineered wood in main living areas
- Tile shower in primary bath
- Stainless appliance package
- LED lighting throughout
- Architectural shingle roof
- Energy-efficient windows & insulation package
- Covered front porch
- Landscaping & sod (front yard)
Standard vs Upgrade
Transparent allowances.
Financing
How construction loans work.
Construction-to-permanent loan. One application and typically one closing. The lender funds the build in stages (draws) as work is completed and inspected, then the loan converts to a standard mortgage when your home is finished.
Interest during construction. Many construction loans charge interest only on the amount drawn so far, so payments start smaller and grow as the build progresses.
Land equity. If you already own your lot, its value may count toward your down payment.
Preferred lender concept. We work with local lenders who understand construction draws and custom builds, and we're happy to introduce you. You're always free to use the lender of your choice.
Monthly payment estimator
Estimated principal & interest
$2,076/mo
Loan amount $320,000
Estimate only. Excludes taxes, insurance, PMI and HOA. Not a loan offer — consult your lender for actual terms.
Free Quote · No Obligation
Let's talk about your land, your plan and your budget.
One conversation with a licensed builder who is also a licensed REALTOR. You'll get straight answers and a clear next step.